This is not a quote or proposal, it is simply what one might be able to expect considering the current rate environment and values provided... If you would like a proposal, Click here!
Simply type in your annual payment in the green Payment column, or your
annual draws in the green LOC Draw column to see how this could play
out over time.
i.e. if your current mortgage payment is $1,000/month, type $12,000 in the first five payment rows to see
your line of credit after 5 years of making payments into a HECM.
Equity Breakdown at Closing
How your home value is allocated
Loan Balance Projection
Home value appreciation at 4% annually · Green fields are editable
| Yr. | Age | Payment | Balance | LOC | Home Val | Equity | LOC Draw |
|---|
This is not a quote or proposal, it is simply what one might be able to expect... Get a Proposal →
Ready for the Real Numbers?
Our calculator gives you a solid estimate — but an official proposal from Kimberly or Raymond accounts for your specific property, current CMT index, and all available loan scenarios.
No pressure. No obligation. Just honest, clear information tailored to your situation.
- Free consultation with a licensed HECM specialist (CRMP certified)
- Multiple loan scenarios compared side-by-side
- Line of credit growth projections included
- Independent HUD counseling referral provided
- Licensed in AZ, NM, CA, CO, TX, OK, IN, WA, FL
- Your information is never sold to third parties
Request Your Free Proposal
Kimberly or Raymond will respond within 1 business day — no obligation, ever.
Request Received!
Kimberly or Raymond will reach out within 1 business day. Feel free to run more scenarios in the calculator above.